Massachusetts state and utility programs
- Mass Save — Whole-Home Heat Pump (Whole-home rebate): up to $8,500. $2,650/ton, capped at $8,500. Must displace oil, propane, natural gas, or electric resistance. Home must be weatherized first. Installed by Mass Save Heat Pump Installer Network contractor between Jan 1 and Dec 31, 2026. R-410A units no longer eligible. Mass Save
- Mass Save Enhanced (income-qualified) (Income-qualified rebate): up to $16,000. Income-eligible households can receive enhanced rebates up to $16,000 or potentially no-cost installation through Turnkey Services. Pre-existing fuel must be oil, propane, or electric resistance. Mass Save Income-Eligible
- HEAT Loan (0% financing): 0% loan up to $50,000. Available to Mass Save program customers for energy efficiency upgrades including heat pumps. 7-year term, no income limit. Mass Save HEAT Loan
Federal programs that still apply
- Section 25C Tax Credit (Tax credit (EXPIRED)): EXPIRED Dec 31, 2025. Repealed by the One Big Beautiful Bill Act (Public Law 119-21, July 4, 2025). Installations placed in service on or before Dec 31, 2025 may still claim on 2025 returns until Oct 15, 2026 extension deadline. 2026 installs are NOT eligible. IRS Energy Efficient Home Improvement Credit
- Home Electrification and Appliance Rebates (HEAR / HEEHRA) (Point-of-sale rebate): up to $8,000. Income-qualified households (≤150% area median income). 100% covered for ≤80% AMI, 50% for 80–150% AMI. State-administered with rollout varying widely. Some states (CA) fully reserved; others (HI, NH) launching mid-2026. US DOE Energy Saver Hub
- DSIRE Database (Aggregator): all state programs. Searchable database of every state, local, utility, and federal incentive currently active. Funded by US DOE, maintained by NC State University. Best starting point for verifying your specific ZIP code's options. dsireusa.org
Heads up: the federal Section 25C tax credit expired December 31, 2025. State and utility rebates are still active in most places.
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